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Course Outline
Understanding Credit
Lender
Credit Card
Principal
Credit Report
Borrower
Interest
Credit Limit
Credit Score
Credit Bureau
Interest causes you to pay more for things than if you bought them without borrowing money.
Credit Payments split. Part of it goes toward paying back the original amount you borrowed and the other part of it goes toward paying interest.
How the credit score is calculated.
The effects of having a low score.
Concepts
The 4 C’s of credit.
Components of your credit report.
Definitions
Credit
There are costs associated with borrowing money.
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